Where Can You Find Loans for Real Estate Investing?

Lenders have different programs and in order to get your loan request approved, you should compare several lenders and their offers to find a loan program that works for your particular situation.

Loan costs, terms and rates will normally vary, so make sure to get several loan estimates to compare in order to find the best deal available.

Financing using cash payments

Paying cash to finance the purchase of real estate can enable you as the investor to save on interest payments, increase cash flow, and receive instant equity in the investment.

If you have access to your own capital, you should always consider making use of it in the best possible way.

Financing using Hard money loans

Hard money loans are usually determined by the value of the investment property itself, with most hard money lenders analyzing the after repair value (ARV) of the property to determine the size of the loan.

Hard money lenders do not usually offer financing for an entire deal but rather fund a percentage of the purchase price or the after repair value, which will normally range from 50 to 70 percent.

Financing through private money lenders

Private money lenders have the means and intent to invest capital into your real estate project, and they are just as interested in working with you as you are working with them.

Private money lenders provide financing to buy real estate properties in exchange for a specific interest rate.

Learn how to get a loan for real estate property investments